Seamless Insurance Coordination for Your Content ClaimDon’t worry about sounding professional. Sound like you. There are over 1.5 billion websites out there, but your story is what’s going to separate this one from the rest. If you read the words back and don’t hear your own voice in your head, that’s a good sign you still have more work to do.

Partnering with Florida’s Leading Carriers to Protect Your Belongings

Navigating an insurance claim after a disaster—whether it’s a fire, flood, hurricane, or mold—can be overwhelming. At Palm Beach Content Recovery, we specialize in insurance coordination to make the process smooth and stress-free for homeowners in Palm Beach County, Martin County, and North Broward County. From packout to restoration and storage, we work directly with your insurance carrier to document damage, assess restoration options, and ensure your claim reflects the true value of your contents. Our goal is to save what we can, value what we can’t, and get you back to normal—fast.

What Is Insurance Coordination?

Insurance coordination is our service of acting as your advocate with your insurance provider. We handle the details so you don’t have to:

• Claim Documentation: Detailed inventories with photos and descriptions of damaged items.

• Restoration vs. Replacement: Assess whether cleaning or replacing is more cost-effective, aligning with your policy type (e.g., ACV or RCV).

• Communication: Serve as a liaison between you and your adjuster, submitting reports and answering questions.

• Valuation: Provide replacement cost estimates for non-salvageable items, ensuring fair payouts.

• Compliance: Meet carrier requirements for packout, storage, and restoration timelines.

Why It Matters

• Accuracy: Precise documentation prevents disputes and underpayments.

• Speed: Our coordination cuts through red tape, speeding up claim approvals.

• Peace of Mind: You focus on recovery while we handle the paperwork and negotiations.

• Local Expertise: We understand Florida’s insurance landscape, from hurricane claims to mold remediation.

Our Process

1. Initial Assessment: We inspect your contents post-disaster (fire, flood, etc.) and consult with you about your policy.

2. Inventory & Packout: Catalog and remove items, coordinating with your carrier for approval if needed.

3. Restoration Plan: Determine what can be cleaned (e.g., couture clothing, upholstery) and what requires replacement.

4. Carrier Submission: Submit detailed reports, photos, and cost estimates to your insurer.

5. Ongoing Updates: Keep you and your adjuster informed until the claim is resolved.

6. Pack Back: Return restored items once your home is ready, per insurance timelines.

Background:

Bridging the Gap in South Florida In a region like South Florida—where hurricanes, floods, and humidity test homes regularly—insurance claims for contents can get complicated. [Your Business Name] started coordinating with carriers after seeing too many clients struggle with denied claims or delayed payouts. From a flooded home in Stuart to a fire-damaged condo in Boca Raton, we’ve worked with dozens of Florida carriers to secure fair outcomes. Our team knows the policies, the paperwork, and the people, making us your trusted partner in Palm Beach, Martin, and North Broward Counties. Carriers We Work With We coordinate with many of Florida’s top insurance carriers handling residential policies for claims.

Below is a list of major players represented in the state, known for covering homes in your area:

• Citizens Property Insurance Corporation: Florida’s “insurer of last resort,” covering over 1.2 million policies statewide.

• Universal Insurance Holdings (Universal Property & Casualty): A leading private insurer with a strong presence in South Florida.

• Heritage Property & Casualty Insurance: Specializes in residential coverage, especially in coastal areas.

• State Farm: Offers broad homeowners policies with content coverage options.

• Allstate: Known for customizable policies including personal property protection.

• Travelers: Provides comprehensive residential insurance with claim support.

• Security First Insurance: A Florida-based carrier focused on hurricane protection.

• Florida Peninsula Insurance: Offers tailored home policies with content coverage.

• Tower Hill Insurance: A major player in Florida’s residential market.

• USAA: Serves military families with robust content insurance options.

• Progressive Home (via ASI): Covers homes with flexible claim processes.

• Chubb: High-value home insurance for luxury contents like art and couture.

Note: This list reflects carriers active in Florida’s residential insurance market as of March 2025, based on industry reports and public data. Coverage and participation may vary by policy and region—contact us to confirm we work with your specific carrier!

From West Palm Beach to Fort Lauderdale, we’ve got the experience to coordinate with these carriers and more. Let us handle the details so your claim gets the attention it deserves.

[Start Your Claim Coordination] – Get a free consultation with our team today.

Call Now: (561) 920-3310